:root {
  --imf-blue: #003087;
  --imf-light-blue: #005566;
  --imf-accent: #00a0df;
  --imf-gray: #f5f6f5;
  --text-dark: #1a1a1a;
}

body {
  margin: 0;
  font-family: "Helvetica Neue", Arial, sans-serif;
  color: var(--text-dark);
  background: white;
  line-height: 1.6;
}

header {
  background: var(--imf-blue);
  color: white;
  padding: 12px 0;
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 6px rgba(0,0,0,0.15);
}

.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 20px;
}

nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-size: 1.8rem;
  font-weight: bold;
}

.logo span {
  color: var(--imf-accent);
}

.main-nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 28px;
}

.main-nav a {
  color: white;
  text-decoration: none;
  font-weight: 500;
}

.main-nav a:hover,
.main-nav a.active {
  text-decoration: underline;
}

.hero {
  background: linear-gradient(rgba(0,48,135,0.85), rgba(0,48,135,0.9)), url('https://thumbs.dreamstime.com/b/image-depicts-international-finance-using-currency-symbols-world-map-indicating-financial-exchange-across-borders-arrows-406045658.jpg') center/cover no-repeat;
  color: white;
  text-align: center;
  padding: 140px 20px 100px;
}

.hero h1 {
  font-size: 3.4rem;
  margin: 0 0 1.2rem;
}

.hero p {
  font-size: 1.4rem;
  max-width: 760px;
  margin: 0 auto 2.5rem;
}

.btn {
  display: inline-block;
  background: var(--imf-accent);
  color: white;
  padding: 14px 36px;
  border-radius: 4px;
  text-decoration: none;
  font-weight: bold;
  transition: background 0.25s;
}

.btn:hover {
  background: #0088c0;
}

.section {
  padding: 80px 0;
}

h2 {
  text-align: center;
  font-size: 2.5rem;
  margin-bottom: 2.5rem;
  color: var(--imf-blue);
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 32px;
}

.card {
  background: var(--imf-gray);
  padding: 32px;
  border-radius: 8px;
  text-align: center;
}

.card img {
  max-width: 100%;
  height: auto;
  border-radius: 6px;
  margin-bottom: 1.2rem;
}

.card h3 {
  color: var(--imf-blue);
  margin-bottom: 1rem;
}

.news ul {
  list-style: none;
  padding: 0;
  max-width: 900px;
  margin: 0 auto;
}

.news li {
  padding: 18px 0;
  border-bottom: 1px solid #ddd;
}

.news time {
  color: #555;
  font-size: 0.95rem;
  display: block;
  margin-bottom: 0.4rem;
}

footer {
  background: var(--imf-blue);
  color: white;
  padding: 60px 0 30px;
  text-align: center;
}

.footer-links {
  display: flex;
  justify-content: center;
  gap: 36px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.footer-links a {
  color: white;
  text-decoration: none;
}

.footer-links a:hover {
  text-decoration: underline;
}

img.logo-img {
  height: 50px;
  width: auto;
}

@media (max-width: 768px) {
  .main-nav ul { gap: 18px; font-size: 0.95rem; flex-wrap: wrap; justify-content: center; }
  .hero { padding: 90px 20px 70px; }
  .hero h1 { font-size: 2.6rem; }
}